Governance & Reserve Risk Review

Find the exposure in your reserves, contracts, and records before it becomes a special assessment or a dispute.

A drone inspection tells you what condition the property is in. This review tells you whether the reserves can pay for what’s coming, what your contracts commit you to, and whether the board’s records would hold up.

Start With the Free Risk Pulse

What We Review

Four dimensions, scored.

Severity-ranked findings in each, with a prioritized action plan.

  1. Reserve fund adequacy

    Your balance and contribution rate, measured against projected capital needs.

  2. Vendor contract integrity

    Fee structures, markups, auto-renewal terms, and change order provisions.

  3. Board documentation practices

    Whether the board’s records would hold up if a decision were challenged.

  4. Compliance posture

    The obligations the association has to meet, and where it stands against each.

The output is board-ready: specific enough to act on, documented well enough to reference if a finding becomes a dispute, and clear enough to present at a meeting.

When an independent read matters most.

It isn’t an audit of what you’re doing wrong. It’s a map of where your exposure is concentrated, and what to do about it first.

  1. Before a major capital project.

    Understand your reserve position, documentation, and contract terms before you commit.

  2. When a new board takes over.

    Get a clear picture of what you’re inheriting, and what exposure developed before your term, within the first 90 days.

  3. Before a manager signs or renews an association.

    See what you’re taking on before you sign, and keep a third-party baseline if any of it becomes a dispute.

  4. Before an investor buys, or while holding.

    Find the reserve shortfall, contract terms, and governance gaps that point to a special assessment.

The free first step

Start with your Risk Pulse.

Eighteen questions, answerable from memory, score your property across physical, financial, operational, and governance risk, and name your top driver. If financial, operational, or governance risk leads, this review is the next step.

Take the free Risk Pulse

Risk Pulse Illustrative example

Overall risk score 45 of 100 Elevated

Top exposure driver Financial

  • Physical Risk score 28 Moderate
  • Financial Risk score 64 High
  • Operational Risk score 46 Elevated
  • Governance Risk score 52 Elevated
Sample data. The Risk Pulse scores an asset from 0 to 100 on each dimension, where higher means more risk, and names the dimension driving it.

What’s included.

Scoped on a free consultation and priced on the overall scope, quoted before you commit.

Advisory

Governance & Reserve Risk Review

Scoped on a consultation / priced on overall scope

  • Reserve adequacy analysis
  • Contract review
  • Board-ready report

A drone inspection tells you what condition the property is in. It doesn't tell you whether the reserve fund can pay for what's coming, what your management and vendor contracts actually commit you to, or whether the board's records would hold up if a decision were challenged. The Governance & Reserve Risk Review answers those questions with the same risk frameworks enterprise risk functions use, and gives you a scored, prioritized picture of where your exposure is concentrated.

What this protects

  • Time and governance
  • Cost avoidance

Your board: decisions it can stand behind, and reserve and contract gaps found before they become an assessment.

Deliverables

  • Reserve adequacy analysis: your balance and contribution rate measured against projected capital needs
  • Vendor and management contract review: fee structures, markups, auto-renewal terms, and change order provisions
  • Board documentation and compliance posture review
  • Scored findings ranked by severity, with a prioritized action plan
  • A board-ready report you can present at a meeting and reference if a finding becomes a dispute
Best for:
HOA and condo boards heading into a capital project or a new term, property managers taking on or renewing an association, and investors evaluating an acquisition or an existing holding.

Find out where your exposure is concentrated.

In 20 minutes we’ll walk through your association or asset and scope the review to what matters.

Take the Free Risk Pulse