A storm just hit, or one is coming

After a named storm, the first 72 hours decide the claim.

The window between the storm and the adjuster’s visit is where claims are won or lost.

In the first 72 hours

  1. Keep everyone off damaged roofs, and account for residents.
  2. Photograph and video every building, from every side, before anything is repaired.
  3. Compare what you find against a dated, pre-storm baseline, if you have one.
  4. Log every interior leak: which unit, which room, and when it was first noticed.
  5. Prevent further damage, such as tarping a roof, and keep every receipt.
  6. Notify your insurance carrier promptly, and be careful with contractors who offer to handle the claim.

What usually goes wrong

  • The adjuster asks whether the damage was already there, and the board has nothing dated to show.
  • The only documentation comes from a contractor who wants the repair job.
  • The board spends the window waiting for an inspector instead of preparing its case.

Read the full guide

How your own independent data changes it.

Pre-storm condition

Without it: Unknown, so it is open to dispute.

With it: A dated baseline from your last independent inspection.

Post-storm evidence

Without it: Gathered by whoever has time, or by a contractor.

With it: A findings report from someone with no stake in the repair or the payout.

Timing

Without it: Waiting in line for an inspector.

With it: With Property Monitoring, your property moves to the front of our queue after a named storm.

Where to start.

  • Start here

    Baseline Scan

    $495, one time

    A dated, independent drone inspection of your roof, with a report in 72 hours. Before storm season it is your baseline; after a storm it documents the damage.

    See Baseline Scan
  • Property Monitoring

    $1,200 a year

    Two inspections a year keep the baseline current, and after a named storm you move to the front of the queue and receive a post-storm findings report.

    See Property Monitoring

For HOA and condo boards

Talk it through with someone no contractor pays.

In 20 minutes we’ll look at your situation and tell you plainly where to start.

Take the Free Risk Pulse